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Welcome Progressive Bank


Legal Disclosures 

Additional Information About the Merger and Where to Find It

CB Financial Services, Inc. will file a registration statement with the Securities and Exchange Commission (the “SEC”) under the Securities Act of 1933, as amended. The registration statement will include a joint proxy statement/prospectus and any other relevant documents filed with the SEC in connection with the proposed merger.  CB AND FIRST WEST VIRGINIA SHAREHOLDERS ARE ADVISED TO READ THE JOINT PROXY STATEMENT/PROSPECTUS WHEN IT BECOMES AVAILABLE AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS, BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION.

The joint proxy statement/prospectus and other relevant materials (when they become available), and any other documents CB will file with the SEC, may be obtained free of charge at the SEC's website (  In addition, investors and security holders may obtain free copies of the documents from the CB website at under the tab “About Us—Investor Relations” and then the link “SEC Filings.”

Participants in the Solicitation

CB, First West Virginia and certain of their respective directors and executive officers may be deemed to be participants in the solicitation of proxies from the stockholders of CB and First West Virginia in connection with the proposed merger.  Information about the directors and executive officers of CB is set forth in the proxy statement for the CB 2017 annual meeting of stockholders, as filed with the SEC on Schedule 14A on April 12, 2017. Information about the directors and executive officers of First West Virginia will be included in the joint proxy statement/prospectus when it becomes available.  Additional information regarding the interests of those participants and other persons who may be deemed participants in the transaction and a description of their direct and indirect interests, by security holdings or otherwise, may be obtained by reading the joint proxy statement/prospectus and other relevant documents regarding the proposed merger to be filed with the SEC when they become available.

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Important Information For Progressive Bank Consumer Account Customers

Important information for conversion weekend starting on May 18, 2018

CB Financial Service, Inc. and First West Virginia Bancorp, Inc. Receive Stockholder Approval for Pending Merger

CB Financial Services, Inc. and First West Virginia Bancorp, Inc. announced their respective stockholders overwhelmingly approved pending merger at a speical meeting held on April 11, 2018.

Important Communications for Progressive Bank Customers

January 26, 2018 Merger of Community Bank and Progressive Bank Letter 


Community Bank Welcomes Progressive Bank 

For 116 years, Community Bank has been serving the people of the Tri-State area.  Our locally owned and locally managed independent bank has grown over the years and now, at over $900 million in assets, Community Bank offers the latest banking products and services to our residents, local businesses, municipalities and non-profits. We are proud that the Bank has been recognized for its community activities, its philanthropy, for its status as an outstanding employer and for its financial performance.

We are so pleased to join with the fine people at Progressive Bank. Many of us have long ties with West Virginia and the Ohio Valley. We know that, Progressive Bank, like us, takes pride in outstanding personal service and in supporting our communities. Together, we will be able to offer more service, better products, and additional locations for our customers.  

While our transaction has just been announced, we do not expect to actually close the transaction until the second quarter of 2018. Upon closing, accounts will convert and the two banks will become one.  

Please see the message from Progressive Bank below and then view our presentation titled “An Introduction to Community Bank” by clicking here.

We can’t wait to meet you and, together with Progressive, earn and keep your trust as your Community Bank.


Pat McCune
CEO of Community Bank

Pat O’Brien
President of Community Bank


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Progressive Bank Welcomes Community Bank 

The Progressive Bank family is pleased and proud to join the Community Bank family.  We have long known of Community Bank. We have always been impressed by their devotion to their employees, customers and communities. Community Bank represents what Progressive Bank admires--a full service, independent financial institution that has a heart for the community. We ask all of our customers and friends to get to know the good people at Community Bank. We are confident that Community Bank will continue our reputation as an outstanding local bank.

Bill Petroplus
Chairman, CEO & President of Progressive Bank


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Welcome Progressive Bank Employees 

Like at Progressive, at Community Bank, our employees are our most valued assets, and now our Banks plan on joining forces! While the next few months will likely be full of emotional ups and downs, we want to reassure the employees of Progressive Bank that we will be here for you whether you’re transitioning to full-time employment post-conversion, or your position was eliminated due to duplication. We pledge to you that there will be open and direct communication throughout the entire process, including a dedicated website where open positions will be posted for your consideration. And in the event that you are in the pool of positions that will be eliminated, job placement and career building resources will be made available.  

For those transitioning to full-time employment post-conversion, we will work with you one-on-one while you get to know us and our benefit packages. Rest assured that ALL years of service, vacation time and vesting will remain intact. Community Bank offers many similar benefits as the ones that you’ve had, plus many more. We will talk about this in more detail in the coming months. At this point, we are pleased to announce that the following full-time positions within Progressive Bank, subject to our need to reevaluate staffing in the future, will automatically transition to Community Bank:

  • Branch Managers, Assistant Managers/Trainees
  • CSRs, Tellers, Floaters

We will communicate with all others at Progressive as quickly and as efficiently as possible as we determine needs of the combined bank.  

Community Bank takes pride in its culture as an outstanding employer. We are proud to have won “Employer of the Year” in 2010, 2011 and 2012 as presented by the Washington County Chamber of Commerce. This is an important achievement in our long, rich history…and we look forward to welcoming the employees of Progressive and showing you what we’re all about!

On behalf of Community Bank, WELCOME! We’re glad you’re part of our family now!

Our Culture

Community Bank’s culture is evident when one reads our Mission Statement and Core Values.

Mission Statement

Community Bank will be an exceptional, independent financial institution. We will provide our customers with valuable, appropriate products and outstanding personal service.   The Bank will continue to grow and continue to create value for our shareholders. Our employees will be treated fairly and given opportunities for personal growth. We will be closely involved in improving our communities.

Core Values
  • Take Care of Each Other
  • Protect the Bank
  • Give and Expect Mutual Respect
  • Always Do the Right Thing
  • Try Hard to Achieve Our Goals
  • Enjoy Life Every Day, Even the Challenges

This culture is revealed when one considers the many awards Community Bank has received for excellence in community service, employer programs, philanthropy, economic development, and financial performance. Please see the “An Introduction To Community Bank” presentation here.  

Our culture is also displayed by the “Our Community Bank” employee communications program.

“Our Community Bank”

Community Bank cares in many ways about its customers, communities, shareholders and employees. Our performance demonstrates that every day.

In early 2017, the Board of Directors and Senior Management conducted a bank-wide employee survey. The goal of the survey was to gauge employee understanding of and satisfaction with their careers at Community Bank, along with their opinions on all aspects of the company. The results of the survey were thoroughly considered and discussed by the Board of Directors and Senior Management. 

The primary concerns coming from the survey were employees’ desire for enhancements in the:

  • Overall communication within the bank.
  • Understanding of the evolving culture of the bank given its recent growth and success.
  • Understanding of employees’ career opportunities.
  • Understanding of the prioritization for investing in facilities and technology.
  • Knowledge of the Senior Management Team and their roles.

To proactively respond to the employees’ questions and concerns, “Our Community Bank” was born! “Our Community Bank” is defined as “a communication plan designed to respond to the Employee Survey of 2017 and to establish an enhanced, ongoing, internal communication process.” 

The first phase of “Our Community Bank” kicked off on September 7, 2017. Twenty-one employees of the bank, along with the Senior Management Team, spent the day digging more deeply into the concerns coming from the employee survey. The group of employees represent a diverse cross section of the bank, in that, some are long-term employees and some are very new. In addition, some participants are from support departments and some are out in the market dealing directly with customers. The group broke out into 3 subgroups, called “huddles,” to tackle those concerns.

The session was capped off with the entire team discussing the issues and provided solutions that came from the work of the huddles. Senior Management then devised strategies to prioritize, act upon and communicate that action within the bank through existing communication channels. We also have developed some innovative and fun methods to enhance the communication within our bank!  

To close the session, Doug Lee, President of Waynesburg University, provided an inspirational message on Leadership.  

It was a great day for the future of Community Bank as it pays concentrated attention to the needs of its greatest asset, the employees of Community Bank!

Our Community Bank” is an ongoing “movement” in our company to promote greater understanding, collaboration and cooperation through enhanced communication.

Our Benefits

We’re sure that all Progressive employees will, at some point, have questions about benefits. Whether you’re transitioning to full-time employment post-conversion, or not, there will be many things to consider. We are prepared to assist you through the transition in whatever way possible. Orientation for all new employees (full-time permanent or temporary transitional) will be conducted by Community Bank Human Resources beginning in the second quarter of 2018. We offer medical, dental, vision, life insurance at two times salary, plus the ability to purchase additional coverage through our voluntary life program. We also have wonderful short and long term disability plans, as well as AFLAC and wellness programs. Paid time off benefits include paid holidays, vacation, personal, and sick. Our 401(k) plan includes a match and additional profit sharing component.

Your Future at Community Bank

At this time, Community Bank is beginning to outline the resources that will be needed to operate the combined bank post-conversion. As Community Bank management starts to learn more about the products and services of Progressive, decisions will be made as to what positions will be available. Those positons will be posted on a private site hosted by Community Bank, where Progressive employees will be invited to apply and interview for any open position within the Bank. Management of the two banks will work quickly and diligently to notify those not selected for permanent positions, so that the details of separation (i.e. severance packages, transition of benefits, unemployment, 401k payouts, etc.) can be worked out. We will also work quickly to notify anyone who has been identified as being needed in a “transitional” role. Transitional means that your services may be needed for some time post-conversion (i.e. 30 days, 60 days, 90 days, etc.), but not permanently.  Transitional employees will be compensated at the same levels and afforded the same benefits as any other Community Bank employee while employed. We will also work with those who will automatically transition, such as the Retail Branch staff (subject to our need to reevaluate staffing in the future), to ensure a quick and easy move. Regardless of which group you fall into, we will be with you every step of the way.

Pat McCune
CEO of Community Bank


Pat O’Brien
President of Community Bank


Jennifer George
SVP of Retail, HR & Compliance at Community Bank


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Welcome Progressive Bank Customers 

We are so excited and proud to introduce ourselves to those Progressive customers that we may not yet know. Please rest assured that Community Bank will continue to take good care of the Progressive customers.

While our transaction has been announced, it is not expected to close until the second quarter of 2018. Until the closing, you may continue to use your Progressive offices and services just as always. As the closing approaches, we will be in touch with more information to answer your many questions.

In order to assure all customers of uninterrupted service, Community Bank has invited all Progressive Bank retail branch employees to join Community Bank, subject to our need to reevaluate staffing in the future. While we evaluate our staffing needs over time, your friendly and knowledgeable Progressive service representative will be there for you. And, as an added value, post conversion, Progressive customers will be able to bank at any of Community Bank’s 16 offices; please see “An Introduction to Community Bank” presentation here. Also, please visit the rest of our web page for a more complete description of our products, services, and other features.

Pat McCune
CEO of Community Bank

Pat O’Brien
President of Community Bank

Bill Petroplus
Chairman, CEO & President of Progressive Bank

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Welcome Progressive Bank Communities 

Community Bank has always had our local communities at heart. In addition to generous corporate donations and employee volunteerism, Community Bank has gone above and beyond when it comes to helping the Tri-State economy. In recognition of these efforts, in 2011, Community Bank was awarded the Pennsylvania Community Bankers Association Overall Winner of the “Community Service Award,” for its outstanding commitment to serving its communities. This award was granted in recognition of Community Bank’s leadership in promoting economic development from the shale gas industry. In particular, Community Bank was the founder of the TriCounty Oil & Gas Expo, a nonprofit effort of business and government to help our local people and our local businesses find work in the shale gas industry. The TriCounty Oil & Gas Expo eventually produced dozens of educational and networking events for our local residents and businesses. In 2016, our CEO, Pat McCune, was selected by Range Resources, a major shale gas producer, for its first ever “Good Neighbor” Award in the “Community” category. Both Pat McCune, CEO, and Pat O’Brien, President, have been named by the Pittsburgh Business Times to the “Who’s Who in Energy,” starting in 2012 and continuing today. 

In 2016, Community Bank received the “Charles C. Keller Excellence Award for Corporate Philanthropy,” as awarded by the Washington County Community Foundation. Community Bank also offers its “Community Bank Cares” program, where the customer identifies a charity or church to receive a $100 contribution from Community Bank in honor of the customer. To date, Community Bank has made over 1,600 contributions to an astounding number of local and national charities selected by our customers. For this and other reasons, Community Bank was recently awarded one of the first “Corporate Citizenship” awards as selected by the Pittsburgh Business Times.

Community Bank is well aware that, for it to succeed in the Ohio Valley, it needs the knowledge and talent of the Progressive team. To that end, three Progressive directors, including Bill Petroplus, will be invited to join our Board of Directors. In addition, Community Bank will be forming an “Advisory Board” of Ohio Valley business leaders to help educate us about the needs of the Ohio Valley and how we can help. And, as we mention elsewhere, Community Bank will invite all of the retail branch staff of Progressive to join us, as well as many other Progressive employees, (subject to our need to reevaluate staffing in the future).

Pat McCune
CEO of Community Bank

Pat O’Brien
President of Community Bank

Bill Petroplus
Chairman, CEO & President of Progressive Bank

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Welcome First West Virginia Investors 

Community Bank and its parent, CB Financial Services, Inc., look forward to meeting the stockholders of First West Virginia Bancorp, Inc., the holding company of Progressive Bank. CB Financial Services Inc.’s stock trades on NASDAQ under the symbol “CBFV.” We are also registered with the SEC.

In addition to our employer and community related recognition, CBFV has also received recognition from the financial community. In 2015, Ambassador Financial Group named CBFV as the 4th Highest Performer in Western PA for its 2014 Return on Equity. In 2015, Mr. McCune received the “World Class CEO” award from the Southpointe CEO Association. Also in 2015, Sandler O’Neill & Partners L.P., designated CBFV as a “Sm-All Star” bank, one of only 34 in the nation. In 2016 and 2017, CBFV was recognized by American Banker magazine as being in the “Top 200” performing community banks nationwide.

CBFV pays a good dividend (presently $0.88 per share per year) and continued its solid performance and dividend throughout the financial crisis.  

Community Bank is especially excited about the economic future of the Tri-State area.  Pittsburgh and its suburbs are thriving thanks to its education, medical, technology and manufacturing prowess. On top of that, we now have the shale gas revolution. The Marcellus and Utica shale plays will attract incredible capital investments, distribute royalties for landowners and produce a renaissance of manufacturing, as evidenced by the Royal Dutch Shell “Cracker” plant along the Ohio River in Beaver County, as well as the projected PTT “Cracker” south of Wheeling in Dilles Bottom, Ohio.

For additional information, please see “An Introduction to Community Bank” presentation here on the web site, or click here for our third quarter earnings release.

Pat McCune
CEO of Community Bank

Pat O’Brien
President of Community Bank

Bill Petroplus
Chairman, CEO & President of Progressive Bank

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